Terms and Conditions

This agreement applies as between you, the User of this Website or App and Skilworth Technologies Private Limited, the owner of this Website& App. Your agreement to comply with and be bound by these terms and conditions is deemed to occur upon your first use of the Website or App. If you do not agree to be bound by these terms and conditions, you should stop using the Website or App immediately.

Definitions and Interpretation

In this Agreement the following terms shall have the following meanings:

“Content” means any text, graphics, images, audio, video, software, data compilations and any other form of information capable of being stored in a computer that appears on or forms part of this Website or App;
“Bijlipay” means Skilworth Technologies Private Limited which owns and operates the brand and trading name Bijlipay;
“Service” means collectively any online facilities, tools, services or information that Bijlipay makes available through the Website or App either now or in the future;
“System” means any online communications infrastructure that Bijlipay makes available through the Website or App either now or in the future. This includes, but is not limited to, web-based email, message boards, live chat facilities and email links;
“User” / “Users” means any third party that accesses the Website or App and is not employed by Bijlipay and acting in the course of their employment; and
“Website” means the website that you are currently using (www.bijlipay.com) and any sub-domains of this site (e.g. subdomain portal.bijlipay.com) unless expressly excluded by their own terms and conditions.
“App” Means the Bijlipay application, specialized program which you may download onto your mobile device to carry out transactions on the posMATE device provided by Bijipay.

Intellectual Property

All Content included on the Website or App, unless uploaded by Users, including, but not limited to, text, graphics, logos, icons, images, sound clips, video clips, data compilations, page layout, underlying code and software is the property of Bijlipay, its affiliates or other relevant third parties. By continuing to use the Website or App you acknowledge that such material is protected by applicable Indian and International intellectual property and other relevant laws.

Subject to sub-clause 2.3 you may not reproduce, copy, distribute, store or in any other fashion re-use material from the Website or App unless otherwise indicated on the Website or unless given express written permission to do so by Bijlipay.

Links to this Website

Those wishing to place a link to this Website on other sites may do so only to the home page of the Website www.bijlipay.com without prior permission. Deep linking (i.e. links to specific pages within the Website) requires the express permission of Bijlipay. To find out more please, contact us by email at

Links to Other Websites

This Website or App may contain links to other sites. Unless expressly stated, these sites are not under the control of Bijlipay or its affiliates. We assume no responsibility for the content of such Websites and disclaim liability for any and all forms of loss or damage arising out of the use of them. The inclusion of a link to another site on this Website does not imply any endorsement of the sites themselves or of those in control of them.


Use of the Website is also governed by our Privacy Policy which is incorporated into these terms and conditions by this reference. To view the Privacy Policy, please click here.


Bijlipay makes no warranty or representation that the Website or App will meet your requirements, that it will be of satisfactory quality, that it will be fit for a particular purpose, that it will not infringe the rights of third parties, that it will be compatible with all systems, that it will be secure and that all information provided will be accurate. We make no guarantee of any specific results from the use of our Service.

No part of this Website or App is intended to constitute advice and the Content of this Website should not be relied upon when making any decisions or taking any action of any kind.

Whilst Bijlipay uses reasonable endeavours to ensure that the Website& App is secure and free of errors, viruses and other malware, all Users are advised to take responsibility for their own security, that of their personal details and their computers.

Availability of the Website and Modifications

The Website is provided “as is” and on an “as available” basis. We give no warranty that the Website will be free of defects and / or faults. To the maximum extent permitted by the law we provide no warranties (express or implied) of fitness for a particular purpose, accuracy of information, compatibility and satisfactory quality.

Bijlipay accepts no liability for any disruption or non-availability of the Website or App resulting from external causes including, but not limited to, ISP equipment failure, host equipment failure, communications network failure, power failure, natural events, acts of war or legal restrictions and censorship.

Bijlipay reserves the right to alter, suspend or discontinue any part (or the whole of) the Website including, but not limited to, the products and/or services available. These Terms and Conditions shall continue to apply to any modified version of the Website unless it is expressly stated otherwise.

Limitation of Liability

To the maximum extent permitted by law, Bijlipay accepts no liability for any direct or indirect loss or damage, foreseeable or otherwise, including any indirect, consequential, special or exemplary damages arising from the use of the Website or any information contained therein. Users should be aware that they use the Website and it’s Content at their own risk.

Nothing in these terms and conditions excludes or restricts Bijlipay’s liability for death or personal injury resulting from any negligence or fraud on the part of Bijlipay.

Every effort has been made to ensure that these terms and conditions adhere strictly with applicable law. However, in the event that any of these terms are found to be unlawful, invalid or otherwise unenforceable, that term is to be deemed severed from these terms and conditions and shall not affect the validity and enforceability of the remaining terms and conditions. This term shall apply only within jurisdictions where a particular term is illegal.

No Waiver

In the event that any party to these Terms and Conditions fails to exercise any right or remedy contained herein, this shall not be construed as a waiver of that right or remedy.

Previous Terms and Conditions

In the event of any conflict between these Terms and Conditions and any prior versions thereof, the provisions of these Terms and Conditions shall prevail unless it is expressly stated otherwise.

Third Party Rights

Nothing in these Terms and Conditions shall confer any rights upon any third party. The agreement created by these Terms and Conditions is between you and Bijlipay.

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Skilworth Technologies Pvt. Ltd. was incepted in the year 2012. The company is headquartered in Chennai, with a vision to serve small, medium and large-sized businesses through innovative payment solutions in emerging markets.



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